Yuki Noguchi

Yuki Noguchi is a correspondent on the Business Desk based out of NPR's headquarters in Washington D.C. Since joining NPR in 2008, she's covered business and economic news, and has a special interest in workplace issues — everything from abusive working environments, to the idiosyncratic cubicle culture. In recent years she has covered the housing market meltdown, unemployment during the Great Recession, and covered the aftermath of the tsunami in Japan in 2011. As in her personal life, however, her coverage interests are wide-ranging, and have included things like entomophagy and the St. Louis Cardinals.

Prior to joining NPR, Yuki started her career as a reporter for The Washington Post. She reported on stories mostly about business and technology, and later became an editor.

Yuki grew up with a younger brother speaking her parents' native Japanese at home. She has a degree in history from Yale.

Come next Tuesday, millions of people will stand in line to vote; last presidential cycle, about 57.5 percent of eligible voters cast ballots. Still, that means nearly half did not. Many people stay away from the polls because they run out of time, or have a work conflict — in which case lacking paid time off to vote might be a factor.

Paid leave to vote is covered by a patchwork of laws around the country.

There aren't many things the two major presidential candidates agree on, but here's one: Both Hillary Clinton and Donald Trump say they would spend more to rebuild the country's aging infrastructure.

Sounds, particularly those made by other humans, rank as the No. 1 distraction in the workplace. According to workplace design expert Alan Hedge at Cornell, 74 percent of workers say they face "many" instances of disturbances and distractions from noise.

"In general, if it's coming from another person, it's much more disturbing than when it's coming from a machine," he says, because, as social beings, humans are attuned to man-made sounds. He says overheard conversations, as well as high-pitched and intermittent noises, also draw attention away from tasks at hand.

Elizabeth Allen was at a happy hour for a San Francisco tech firm a couple of years ago, when a co-worker started forcing himself on her and the few other women at the party — again and again.

He was "giving us lots of hugs," Allen says, "trying to kiss me a few times; he grabbed my butt a couple of times." The women were outnumbered by men, some of whom looked on, bemused, as the women tried to signal their distress.

Prepaid cards are a growing segment of electronic payment that often function like debit or credit cards, but currently aren't regulated like them. The Consumer Financial Protection Bureau says it is changing that, requiring prepaid card providers to conduct some of the same credit checks and disclosures required of credit card providers.

"This rule closes loopholes and protects prepaid consumers," CFPB director Richard Cordray said today in a statement. "And it backs up those protections with important new disclosures to let consumers know before they owe."

In its latest forecast, the International Monetary Fund says it sees global growth essentially moving sideways this year, with flat to slower growth in richer countries offsetting higher growth rates in emerging economies such as India.

The report comes ahead of the semiannual IMF and World Bank meeting set to kick off at the end of the week in Washington, D.C., where officials will discuss how economic policy might juice up their respective economies.

It's once again time for the annual ritual of fear and loathing, also known as the performance review — at least for the companies that still do them.

Many have abandoned the old way of evaluating their employees in recent years. Last year, even General Electric — whose former CEO Jack Welch championed the system often known as "rank and yank" — did away with its annual review.

What's taking the old system's place? A hodgepodge of experiments, essentially.

Former Fox News anchor Gretchen Carlson's $20 million settlement with Fox News was unusual in some ways; she received an apology from the network and her complaint resulted in the ouster of former Fox News CEO Roger Ailes.

At 4.9 percent, the nation's unemployment rate is half of what it was at the height of the Great Recession. But that number hides a big problem: Millions of men in their prime working years have dropped out of the workforce — meaning they aren't working or even looking for a job.

It's a trend that's held true for decades and has economists puzzled.

The idea of black capitalism goes back many decades. Civil rights activists Booker T. Washington and Marcus Garvey advocated African-Americans creating and doing business with their own to build wealth in their community.

This summer, the killings of black men and the Black Lives Matter movement rekindled campaigns to #BuyBlack and #BankBlack — but it's a call some supporters find difficult to heed.

Scandal? Juda Engelmayer's seen his share of corporate scandals: "Failures, lawsuits, arrest, financial breakdowns, tainted food."

All things he's handled as head of crisis communications for 5W Public Relations. It's no fun, he says, dethroning a titan over a big mistake.

"Trying to counsel a client who's done something wrong and trying to convince them that, A. they've done something wrong, and B. to come out and say it to the public that's loved them and adored them for a long time — not easy to do," he says.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

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Trevor Burbank is single, 27 years old, and has been house hunting in Nashville for the last year.

"My rent's going up in August, so I have to figure out what I'm doing," he says.

The last time Burbank looked for a place was five years ago. He decided to use his down payment to start a business instead.

"There was a house that I really liked that was going for $60,000, and I saw the house being sold in the past few months for just shy of $300,000," Burbank says.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

More than 4 in 10 working Americans say their job affects their overall health, with stress being cited most often as having a negative impact.

That's according to a new survey about the workplace and health from NPR, the Robert Wood Johnson Foundation and the Harvard T.H. Chan School of Public Health.

While it may not sound so surprising that work affects health, when we looked more closely, we found one group was particularly affected by stress on the job: the disabled.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

For American consumers there's a bit of economic silver-lining in the United Kingdom's vote to exit the European Union last month: Lower mortgage rates.

In the week after Brexit, the interest rate on 30-year fixed mortgages fell to their lowest levels in more than 3 years. And that spurred a boom in mortgage applications that, experts expect, will continue.

Spencer Cullen is a loan originator for CRM Lending in Tysons Corner, Va. Since the Brexit vote, he's seen business increase 60 percent to 70 percent.

Michael Lopreste imagines it would be easier if he had the sort of job that allowed him to simply walk away from a co-worker's political diatribe. But as sales manager of a high-end furniture chain, he often can't afford to.

"Being in sales, we're kind of this captive audience," Lopreste says. "You know, you want to make the client feel at ease, you want to make them feel important, you want to be able to have a good rapport with them. And a lot of times that manifests itself by being able to mirror back what they're saying, or perfecting the nod and smile."

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